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Clients are advised to consult a tax advisor to determine whether their individual circumstances may allow them to exclude any such discharge of indebtedness income from their reportable income–due to insolvency. see also www.justsettlemydebts.com For more information on tax ramifications personally regarding a client, you should consult a CPA or Tax Attorney and refer to the IRS website www.ustreas.irs.gov IRS Publication 908 Bankruptcy Tax Guide and IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness available on the IRS Website.

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